Thursday, March 12, 2015

Action

To some degree we are all hard-wired for action.  When something happens we want to react.  This is especially true when something risky happens – or is about to happen.  However sometimes action is rash.  Sometimes doing nothing or delaying action is more wise or prudent.  Sometimes first assessments are false or misleading and lead to in appropriate action.  Sometimes the action taken is more costly than any benefit that could be gained.  Doing nothing is hard, but sometimes it is the most realistic and proper action to take.

Wednesday, March 11, 2015

Journey

In his excellent book “Enterprise Risk Management: From Incentives to Controls” (2nd Edition, Wiley), author James Lam makes the excellent point that “Enterprise Risk Management is a journey not a destination”.  Well stated.

Monday, March 9, 2015

Experiment

The great physicist Richard Feynman stated that “The test of all knowledge is experiment.  Experiment is the sole judge of scientific truth.”  Despite his well known presence on the panel examining the Challenger space shuttle disaster, Dr. Feynman was not a risk manager.  It is rare in (business) risk that we get to do experiments.  Furthermore, even if we could do experiments we would find almost all of the results inconclusive.  Unlike physics, risk management is not a physical science.  It is a social science.  As such, the laws of nature underlying business risk management are not exact nor are they reproducible.  People and organizations change their minds and they change their strategies, tactics and actions – sometimes for reasons that are completely unknown.  Fortunately or unfortunately, as risk managers we do not have the power of experiment to develop our knowledge.  Thus I suspect Richard Feynman would consider risk management a science in name only – and I am ok with that.